SmartMoney is the bi-monthly magazine from Streets Financial Consulting Ltd, our independent financial planning arm, full of news and helpful information on personal financial planning.
This January/February 2026 guide focuses on keeping your financial plans up to date amid changing economic and tax conditions. It highlights the importance of maximising tax-efficient allowances before deadlines, particularly ISAs and pensions, to protect and grow wealth.
Key themes include using ISAs effectively, boosting pension contributions before the end of the 2025/26 tax year, and understanding recent and upcoming changes from the Autumn Budget 2025.
The guide also stresses the need for financial resilience through adequate protection, regular reviews of financial plans following life changes, and avoiding lost pension pots.
Finally, it explores inheritance and estate planning, emphasising tax-efficient wealth transfer and the value of professional advice to safeguard your financial legacy for future generations.
